The Phoenix Companies, Inc. (PNX) - Financial and Strategic SWOT Analysis Review

The Phoenix Companies, Inc. (Phoenix) is a boutique life insurance and annuity company. It offers life insurance and annuity products that assist customers in personal financial and business planning needs. The company also offers professional advisors and their clients a comprehensive selection of life insurance products such as single life insurance, indexed universal life insurance, universal life insurance and variable universal life insurance. It distributes its products through independent agents and financial advisors. Phoenix primarily offers its financial services to the middle market consumers. The company is headquartered in Connecticut, the US.

The company envisages on enhancing its revenues by focusing on four pillars, namely, healthy balance sheet, policyholder service, operational efficiency and profitable growth. In line with the strategy Phoenix strengthened its balance sheet and had more than $100m in cash and securities at the year ended 2011 and 11% increase in statutory surplus. Policyholder service improved as Phoenix simplified the policy administration to meet new business demands. Operational efficiency improved as core expenses reduced and there was an increase in the profitability. The company achieved profitable growth by increasing its market presence, diversifying its sources of revenue and offering well-designed annuity and life insurance products.

This comprehensive SWOT profile of The Phoenix Companies, Inc. provides you an in-depth strategic SWOT analysis of the company's businesses and operations. The profile has been compiled to bring to you a clear and an unbiased view of the company's key strengths and weaknesses and the potential opportunities and threats. The profile helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

The profile contains critical company information including:

- Business description – A detailed description of the company's operations and business divisions.
- Corporate strategy – Analyst's summarization of the company's business strategy.
- SWOT Analysis – A detailed analysis of the company's strengths, weakness, opportunities and threats.
- Company history – Progression of key events associated with the company.
- Major products and services – A list of major products, services and brands of the company.
- Key competitors – A list of key competitors to the company.
- Key employees – A list of the key executives of the company.
- Executive biographies – A brief summary of the executives' employment history.
- Key operational heads – A list of personnel heading key departments/functions.
- Important locations and subsidiaries – A list and contact details of key locations and subsidiaries of the company.
- Detailed financial ratios for the past five years – The latest financial ratios derived from the annual financial statements published by the company with 5 years history.
- Interim ratios for the last five interim periods – The latest financial ratios derived from the quarterly/semi-annual financial statements published by the company for 5 interims history.

Note: Some sections may be missing if data is unavailable for the company

Key benefits of buying this profile include:

You get detailed information about the company and its operations to identify potential customers and suppliers.
- The profile analyzes the company's business structure, operations, major products and services, prospects, locations and subsidiaries, key executives and their biographies and key competitors.

Understand and respond to your competitors' business structure and strategies, and capitalize on their weaknesses. Stay up to date on the major developments affecting the company.
- The company's core strengths and weaknesses and areas of development or decline are analyzed and presented in the profile objectively. Recent developments in the company covered in the profile help you track important events.

Equip yourself with information that enables you to sharpen your strategies and transform your operations profitably.
- Opportunities that the company can explore and exploit are sized up and its growth potential assessed in the profile. Competitive and/or technological threats are highlighted.

Scout for potential investments and acquisition targets, with detailed insight into the companies' strategic, financial and operational performance.
- Financial ratio presented for major public companies in the profile include the revenue trends, profitability, growth, margins and returns, liquidity and leverage, financial position and efficiency ratios.

Gain key insights into the company for academic or business research.
- Key elements such as SWOT analysis, corporate strategy and financial ratios and charts are incorporated in the profile to assist your academic or business research needs.