1.Market Outlook
Industry Experiences Rough Weather
Number of Credit Cards in Circulation
Table 1: World Recent Past, Current & Future Analysis for Credit Cards by Geographic Region – USA, Canada, Japan, Europe, Asia-Pacific (excluding Japan), Latin America and Rest of World Markets Independently Analyzed with Annual Number of Cards in Use in Million for Years 2008 through 2015
Long-term Prospects better for Visa and MasterCard
2.Industry Overview
Issuers or Issuing Banks
Acquirers or Acquiring Banks
A Peek into Key Markets Worldwide
Asia-Pacific: The New Mint
United States: A Dominant Force
Europe: The Debit Card Rules
United Kingdom: A Different Market
Latin America: An Emerging Market
Factors Influencing the Market
Marketing Strategies
Cultural & Economic Factors
Customer Ability
Competition
Brand Power
Table 2: Global Market Share of Leading Credit Card Companies by Purchase Volume (2008)
3.Recent Industry Activity
4.Product Overview
Introduction
Chronology of Events
An Evolutionary Scan
Structure of the Industry
Card-Schemes
Issuers and Acquirers
Payment-Service Providers (PSPs)/ Connectivity or Payment Suppliers
Merchant Service Providers (MSPs)
Merchants
Customers
Components of the Industry
Credit Card
Card Issuing
Payment Process
Authorization
Settlement
Supporting Framework
E-Commerce
Electronic Data Interchange
Network Security Devices
5.Product Innovations/Introductions
REGIONAL MARKETS
1.United States
Market Overview
Consumers Limiting the Usage of credit cards
Usage pattern of Credit Card
Table 3: Usage pattern of Credit Cards in the US (2008): Percentage Share Breakdown by the Reason Cited
Table 4: Usage of Credit Cards in the US (2008): Percentage Usage by Age-groups of 18-24, 25-34, 35-49, 50-64 and 65+
Number of Credit Cards in Use
Table 5: US Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
Major Players in the US
Table 6: Leading Credit Card Issuers (Commercial Banks) in the US (2008): Percentage Share Breakdown by Cards Issued for JP Morgan Chase, Bank of America, Citigroup, American Express, and Others
Table 7: Leading Credit Card Issuers (Commercial Banks) in the US (2008) based on Outstandings
Table 8: Market Share of Leading Credit Card Companies in the US Based on Purchase Volume (2008)
Key Trends
Rise of Defaults in the US Credit card industry
US Credit Card Losses in 2009 Can Rise to US$55 Billion
Credit-lines Being Cut down to Manage risk
Issuers Reducing Credit Limits
Rise of Charge-off on Credit Card
Stolen Cards Market Booming
Increasing use of Credit Cards over Cash
Increasing Rates on Consumer Credit cards
Table 9: Interest Rates on Consumer Credit cards in the US (April, 2009): Average-rates of Consumer Credit cards by Card type
2.Canada
Market Overview
Table 10: Canada Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
Table 11: Consumer Payment by Type in Canada (2008): Percentage Share Breakdown by the Payment-types - Credit card, Cash, Debit card, and Cheque
Leading Players
Table 12: Leading Credit Card Issuers in Canada (2006): Percentage Share Breakdown by Number of Cards Issued for BMO, MBNA, TD Canada Trust, CIBC, Royal Bank, Canadian Tire, Bank of Nova Scotia, Desjardins, National Bank, and Capital One
3.Japan
Market Snapshot
Table 13: Japan Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
4.Europe
A Sneak Preview
Table 14: European Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
4a.France
Market Snapshot
Table 15: France Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
Table 16: Leading Payment Card Issuers in France (2006): Percentage Share Breakdown by Payment Cards for Visa, MasterCard, Visa Electron, Maestro, and Others
4b.Germany
Market Overview
Number of Cards in Use
Table 17: Germany Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
4c.Italy
Market Overview
Table 18: Italy Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
4d.United Kingdom
Market Overview
Leading Credit Card Issuers
Table 19: Leading Credit Card Issuers in the UK (2007): Percentage Share Breakdown by Credit Cards Issued for HBOS, MBNA, HSBC and Others
Credit Cards in Use
Table 20: UK Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
Key Trends
Controlling Credit card debt
Companies Charge Annual Fees
4e.Spain
Market Snapshot
Number of Cards in Use
Table 21: Spain Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
4f.Rest of Europe
Select Regions at a Glance
Portugal
Market Snapshot
Table 22: Portugal Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
Switzerland
Market Snapshot
Table 23: Switzerland Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
Turkey
Market Snapshot
Table 24: Turkey Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
Leading Players
Table 25: Leading Credit Card Issuers in Turkey (July 2006): Percentage Share Breakdown by Cards Issued for Yapi Kredi, Garanti, Akbank, and Others
5.Asia-Pacific
Market Snapshot
Table 26: Credit Card Spending Forecast in Asia-pacific (July 2010): Spending Forecast by Country - Korea, Taiwan, China, Hong Kong, Thailand, Singapore, India, Malaysia, Philippines, Indonesia
Consumer Credit - A Brief Insight
5a.Australia
Market Snapshot
Number of Credit Cards in Use
Table 27: Australia Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
5b.China
Market Overview
Growth Path of Chinese Credit Card Market
Table 28: China Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
5c.India
Indian Credit Card Market grows the lowest in Eight years
Table 29: India Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
Market Snapshot
Leading Players
Table 30: Leading Credit Card Issuers in India (2007) by Number of Active Cards
Key Trends
Credit Card Issuers Turn Risk-Averse
Banks Lower Credit limits
Hike in Credit card Interest Rates
Fifty Percent of the Credit and Debit cards Inactive in India
5d.Indonesia
Market Snapshot
Table 31: Indonesia Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
Key Trends
Credit Card Industry Slows down
5e.Malaysia
Market Snapshot
Number of Cards in Use
Table 32: Malaysia Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
5f.Singapore
Market Snapshot
Table 33: Singapore Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
5g.Taiwan
Market Snapshot
Table 34: Taiwan Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
Leading Credit Card Issuers
Table 35: Leading Credit Card Issuers in Taiwan (2007): Percentage Share Breakdown by Cards Issued for Citibank, Chinatrust Bank, ABN AMRO Bank, Cathay United Bank, E.Sun Bank, Taipei Fubon Bank, Union Bank of Taiwan, Standard Chartered Bank, HSBC Bank, Far-Eastern International Bank, and Others
Table 36: Leading Credit Card Issuers in Taiwan (2008): Percentage Share Breakdown by Revolving Credit for Citibank, Chinatrust Commercial Bank, Royal Bank of Scotland (RBS), E.Sun Commercial Bank, Cathy United Bank, Taipei Fubon commercial Bank, HSBC, Taishin International bank, Union Bank of Taiwan, Far Eastern International Bank, and Others
5h.Thailand
Market Snapshot
Table 37: Thailand Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
6.Latin America
6a.Argentina
Market Snapshot
Table 38: Argentina Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
6b.Brazil
Market Snapshot
Table 39: Brazil Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
6c.Mexico
Market Snapshot
Table 40: Mexico Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
Key Trends
Gearing Up
Comparing Brands
6d.Peru
Market Snapshot
Table 41: Peru Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
7.Middle East
Market Snapshot
UAE
Iraq
8.South Africa
Market Snapshot
Table 42: Leading Credit Card Issuers in South Africa (2006): Percentage Share Breakdown by Cards Issued for Absa, Standard Bank, Nedbank, FNB, Investec and Others
Number of Credit Cards in Use
Table 43: South Africa Recent Past, Current & Future Analysis for Credit Cards with Annual Number of Cards in Use in Million for Years 2008 through 2015
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