Financial Cards and Payments in Hong Kong, China

Financial Cards and Payments in Hong Kong, China
January 2010
List of Contents and Tables
Executive Summary
Hong Kong Residents Face Rising Living Costs in 2009
Increase in Financial Card Offerings With Strong Links To China
Octopus Card Becomes Ever More Pervasive
Banks Begin Raising Interest Rates
Brighter Prospects Ahead
Key Trends and Developments
Economic Slowdown and High Inflation Presents A Burden
Banks Eager To Tap Ever Stronger Links With China
Structural Changes To Spending Habits
Octopus Become Even More Pervasive
Consumers Focus Attention on Credit Cards, Allowing Little Room for Charge Cards and Storecards To Compete
Market Indicators
Table 1 Number of POS Terminals 2004-2009
Table 2 Number of ATMs 2004-2009
Table 3 Value Lost to Fraud 2004-2009
Table 4 Card Expenditure by Location 2009
Table 5 Card Expenditure by Sector 2009
Table 6 Financial Cards in Circulation by Type: % Number of Cards 2004-2009
Table 7 Domestic versus Foreign Spend 2009
Market Data
Table 8 Consumer Payments: Value 2004-2009
Table 9 Consumer Payments: Number of Transactions 2004-2009
Table 10 Financial Cards: Number of Cards in Circulation 2004-2009
Table 11 Financial Cards Transactions: Value 2004-2009
Table 12 Financial Cards: Number of Transactions 2004-2009
Table 13 Financial Cards: Number of Accounts 2004-2009
Table 14 Financial Cards: Number of Cards by Issuer 2004-2008
Table 15 Financial Cards: Number of Cards by Operator 2004-2008
Table 16 Financial Cards: Card Payment Transaction Value by Operator 2004-2008
Table 17 Financial Cards: Card Payment Transaction Value by Issuer 2004-2008
Table 18 Consumer Payments Forecast: Value 2009-2014
Table 19 Consumer Payments Forecast: Number of Transactions 2009-2014
Table 20 Financial Cards Forecast: Number of Cards in Circulation 2009-2014
Table 21 Financial Cards Forecast: Value 2009-2014
Table 22 Financial Cards Forecast: Number of Transactions 2009-2014
Table 23 Financial Cards Forecast: Number of Accounts 2009-2014
Definitions
Summary 1 Research Sources
Bank of East Asia Ltd
Strategic Direction
Key Facts
Summary 2 Bank of East Asia Ltd: Key Facts
Summary 3 Bank of East Asia Ltd: Operational Indicators
Company Background
Competitive Positioning
Summary 4 Bank of East Asia Ltd: Competitive Position 2008
Boc Hong Kong (holdings) Ltd
Strategic Direction
Key Facts
Summary 5 BOC Hong Kong (Holdings) Ltd: Key Facts
Summary 6 BOC Hong Kong (Holdings) Ltd: Operational Indicators
Company Background
Competitive Positioning
Summary 7 BOC Hong Kong (Holdings) Ltd: Competitive Position 2008
Dah Sing Bank Ltd
Strategic Direction
Key Facts
Summary 8 Dah Sing Banking Group Ltd: Key Facts
Summary 9 Dah Sing Bank Ltd: Operational Indicators
Company Background
Competitive Positioning
Summary 10 Dah Sing Bank Ltd: Competitive Position 2008
Hang Seng Bank Ltd
Strategic Direction
Key Facts
Summary 11 Hang Seng Bank Ltd: Key Facts
Summary 12 Hang Seng Bank Ltd: Operational Indicators
Company Background
Competitive Positioning
Summary 13 Hang Seng Bank Ltd: Competitive Position 2008
Octopus Holdings Ltd
Strategic Direction
Key Facts
Summary 14 Octopus Holdings Ltd: Key Facts
Company Background
Competitive Positioning
Summary 15 Octopus Holdings Ltd: Competitive Position 2008
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 24 Pre-paid Cards Sector Performance: 2004-2009
Table 25 Open Loop Pre-paid Cards Sector Performance: 2004-2009
Table 26 Closed Loop Pre-paid Cards Sector Performance: 2004-2009
Table 27 Pre-paid Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 28 Pre-paid Cards Sector Performance: % Growth 2004-2009
Table 29 Open Loop Pre-paid Cards Sector Performance: % Growth 2005-2009
Table 30 Closed Loop Pre-paid Cards Sector Performance: % Growth 2004-2009
Table 31 Pre-paid Cards in Circulation Sector Performance: % Growth 2004-2009
Table 32 Pre-paid Cards: Number of Cards by Issuer 2004-2008
Table 33 Pre-paid Cards: Number of Cards by Operator 2004-2008
Table 34 Pre-paid Cards Transaction Value by Issuer 2004-2008
Table 35 Pre-paid Cards Transaction Value by Operator 2004-2008
Table 36 Open Loop Pre-paid Cards: Number of Cards by Issuer 2004-2008
Table 37 Open Loop Pre-paid Cards: Number of Cards by Operator 2004-2008
Table 38 Open Loop Pre-paid Cards Transaction Value by Issuer 2004-2008
Table 39 Open Loop Pre-paid Cards Transaction Value by Operator 2004-2008
Table 40 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2004-2008
Table 41 Closed Loop Pre-paid Cards: Number of Cards by Operator 2004-2008
Table 42 Closed Loop Pre-paid Cards Transaction Value by Issuer 2004-2008
Table 43 Closed Loop Pre-paid Cards Transaction Value by Operator 2004-2008
Table 44 Pre-paid Cards Forecast Sector Performance: 2009-2014
Table 45 Open Loop Pre-paid Cards Forecast Sector Performance: 2009-2014
Table 46 Closed Loop Pre-paid Cards Forecast Sector Performance: 2009-2014
Table 47 Pre-paid Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 48 Pre-paid Cards Forecast Sector Performance: % Growth 2009-2014
Table 49 Open Loop Pre-paid Cards Forecast Sector Performance: % Growth 2009-2014
Table 50 Closed Loop Pre-paid Cards Forecast Sector Performance: % Growth 2009-2014
Table 51 Pre-paid Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 52 ATM Cards Sector Performance: 2004-2009
Table 53 ATM Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 54 ATM Cards Sector Performance: % Growth 2004-2009
Table 55 ATM Cards in Circulation Sector Performance: % Growth 2004-2009
Table 56 ATM Cards Forecast Sector Performance: 2009-2014
Table 57 ATM Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 58 ATM Cards Forecast Sector Performance: % Growth 2009-2014
Table 59 ATM Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 60 Debit Cards Sector Performance: 2004-2009
Table 61 Debit Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 62 Debit Cards Sector Performance: % Growth 2004-2009
Table 63 Debit Cards in Circulation Sector Performance: % Growth 2004-2009
Table 64 Debit Cards: Number of Cards by Issuer 2004-2008
Table 65 Debit Cards: Number of Cards by Operator 2004-2008
Table 66 Debit Cards Payment Transaction Value by Issuer 2004-2008
Table 67 Debit Cards Payment Transaction Value by Operator 2004-2008
Table 68 Debit Cards Forecast Sector Performance: 2009-2014
Table 69 Debit Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 70 Debit Cards Forecast Sector Performance: % Growth 2009-2014
Table 71 Debit Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 72 Credit Cards Sector Performance: 2004-2009
Table 73 Credit Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 74 Credit Cards Sector Performance: % Growth 2004-2009
Table 75 Credit Cards in Circulation Sector Performance: % Growth 2004-2009
Table 76 Personal Credit Cards Sector Performance: 2004-2009
Table 77 Personal Credit Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 78 Personal Credit Cards Sector Performance: % Growth 2004-2009
Table 79 Personal Credit Cards in Circulation Sector Performance: % Growth 2004-2009
Table 80 Commercial Credit Cards Sector Performance: 2004-2009
Table 81 Commercial Credit Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 82 Commercial Credit Cards Sector Performance: % Growth 2004-2009
Table 83 Commercial Credit Cards in Circulation Sector Performance: % Growth 2004-2009
Table 84 Credit Cards: Number of Cards by Issuer 2004-2008
Table 85 Credit Cards: Number of Cards by Operator 2004-2008
Table 86 Credit Cards Payment Transaction Value by Issuer 2004-2008
Table 87 Credit Cards Payment Transaction Value by Operator 2004-2008
Table 88 Personal Credit Cards: Number of Cards by Issuer 2004-2008
Table 89 Personal Credit Cards: Number of Cards by Operator 2004-2008
Table 90 Personal Credit Cards Payment Transaction Value by Issuer 2004-2008
Table 91 Personal Credit Cards Payment Transaction Value by Operator 2004-2008
Table 92 Commercial Credit: Number of Cards by Issuer 2004-2008
Table 93 Commercial Credit Cards: Number of Cards by Operator 2004-2008
Table 94 Commercial Credit Cards Payment Transaction Value by Issuer 2004-2008
Table 95 Commercial Credit Cards Payment Transaction Value by Operator 2004-2008
Table 96 Credit Cards Forecast Sector Performance: 2009-2014
Table 97 Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 98 Credit Cards Forecast Sector Performance: % Growth 2009-2014
Table 99 Credit Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Table 100 Personal Credit Cards Forecast Sector Performance: 2009-2014
Table 101 Personal Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 102 Personal Credit Cards Forecast Sector Performance: % Growth 2009-2014
Table 103 Personal Credit Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Table 104 Commercial Credit Cards Forecast Sector Performance: 2009-2014
Table 105 Commercial Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 106 Commercial Credit Cards Forecast Sector Performance: % Growth 2009-2014
Table 107 Commercial Credit Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 108 Charge Cards Sector Performance: 2004-2009
Table 109 Charge Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 110 Charge Cards Sector Performance: % Growth 2004-2009
Table 111 Charge Cards in Circulation Sector Performance: % Growth 2004-2009
Table 112 Personal Charge Cards Sector Performance: 2004-2009
Table 113 Personal Charge Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 114 Personal Charge Cards Sector Performance: % Growth 2004-2009
Table 115 Personal Charge Cards in Circulation Sector Performance: % Growth 2004-2009
Table 116 Commercial Charge Cards Sector Performance: 2004-2009
Table 117 Commercial Charge Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 118 Commercial Charge Cards Sector Performance: % Growth 2004-2009
Table 119 Commercial Charge Cards in Circulation Sector Performance: % Growth 2004-2009
Table 120 Charge Cards: Number of Cards by Issuer 2004-2008
Table 121 Charge Cards: Number of Cards by Operator 2004-2008
Table 122 Charge Cards Payment Transaction Value by Issuer 2004-2008
Table 123 Charge Cards Payment Transaction Value by Operator 2004-2008
Table 124 Personal Charge Cards: Number of Cards by Issuer 2004-2008
Table 125 Personal Charge Cards: Number of Cards by Operator 2004-2008
Table 126 Personal Charge Cards Transaction Value by Issuer 2004-2008
Table 127 Personal Charge Cards Transaction Value by Operator 2004-2008
Table 128 Commercial Charge Cards: Number of Cards by Issuer 2004-2008
Table 129 Commercial Charge Cards: Number of Cards by Operator 2004-2008
Table 130 Commercial Charge Cards Payment Transaction Value by Issuer 2004-2008
Table 131 Commercial Charge Cards Payment Transaction Value by Operator 2004-2008
Table 132 Charge Cards Forecast Sector Performance: 2009-2014
Table 133 Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 134 Charge Cards Forecast Sector Performance: % Growth 2009-2014
Table 135 Charge Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Table 136 Personal Charge Cards Forecast Sector Performance: 2009-2014
Table 137 Personal Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 139 Personal Charge Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Table 140 Commercial Charge Cards Forecast Sector Performance: 2009-2014
Table 141 Commercial Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 142 Commercial Charge Cards Forecast Sector Performance: % Growth 2009-2014
Table 143 Commercial Charge Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 144 Store Cards Sector Performance: 2004-2009
Table 145 Store Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 146 Store Cards Sector Performance: % Growth 2004-2009
Table 147 Store Cards in Circulation Sector Performance: % Growth 2004-2009
Table 148 Store Cards: Number of Cards by Issuer 2004-2008
Table 149 Store Cards: Payment Transaction Value by Issuer 2004-2008
Table 150 Store Cards Forecast Sector Performance: 2009-2014
Table 151 Store Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 152 Store Cards Forecast Sector Performance: % Growth 2009-2014
Table 153 Store Cards in Circulation Forecast Sector Performance: % Growth 2009-2014