Financial Cards and Payments in Portugal

Financial Cards and Payments in Portugal
January 2010
List of Contents and Tables
Executive Summary
Economic Downturn Impacts Performance in 2009
Innovation Plays A Key Role in the Evolution of Financial Cards in Portugal
Divergent Performances in Financial Cards
Domestic Players Lead Financial Cards in Portugal
Fiercer Competitive Landscape Expected During the Forecast Period
Key Trends and Developments
Economic Crisis Impacts Financial Cards and Payments in Portugal
Sepa Transforms the Competitive Environment
Value Lost To Fraud Decreases in 2009
Financial Cards Increasingly Preferred in Portugal
Changes in Consumer Lifestyles Shape New Product Developments
Market Data
Table 1 Consumer Payments: Value 2004-2009
Table 2 Consumer Payments: Number of Transactions 2004-2009
Table 3 Financial Cards: Number of Cards in Circulation 2004-2009
Table 4 Financial Cards Transactions: Value 2004-2009
Table 5 Financial Cards: Number of Transactions 2004-2009
Table 6 Financial Cards: Number of Accounts 2004-2009
Table 7 Financial Cards: Number of Cards by Issuer 2004-2008
Table 8 Financial Cards: Number of Cards by Operator 2004-2008
Table 9 Financial Cards: Card Payment Transaction Value by Operator 2004-2008
Table 10 Financial Cards: Card Payment Transaction Value by Issuer 2004-2008
Table 11 Consumer Payments Forecast: Value 2009-2014
Table 12 Consumer Payments Forecast: Number of Transactions 2009-2014
Table 13 Financial Cards Forecast: Number of Cards in Circulation 2009-2014
Table 14 Financial Cards Forecast: Value 2009-2014
Table 15 Financial Cards Forecast: Number of Transactions 2009-2014
Table 16 Financial Cards Forecast: Number of Accounts 2009-2014
Market Indicators
Table 17 Number of POS Terminals 2004-2009
Table 18 Number of ATMs 2004-2009
Table 19 Value Lost to Fraud 2004-2009
Table 20 Card Expenditure by Location 2009
Table 21 Card Expenditure by Sector 2009
Table 22 Financial Cards in Circulation by Type: % Number of Cards 2004-2009
Table 23 Domestic versus Foreign Spend 2009
Definitions
Summary 1 Research Sources
Banco Espirito Santo SA
Strategic Direction
Key Facts
Summary 2 Banco Espirito Santo SA: Key Facts
Summary 3 Banco Espirito Santo SA: Operational Indicators
Company Background
Competitive Positioning
Summary 4 Banco Espirito Santo SA: Competitive Position 2008
Caixa Geral De Depositos, Grupo
Strategic Direction
Key Facts
Summary 5 Grupo Caixa Geral de Depositos: Key Facts
Summary 6 Grupo Caixa Geral de Depositos: Operational Indicators
Company Background
Competitive Positioning
Summary 7 Grupo Caixa Geral de Depositos: Competitive Position 2008
Millenium Bcp
Strategic Direction
Key Facts
Summary 8 Millenium BCP: Key Facts
Summary 9 Millenium BCP: Operational Indicators
Company Background
Competitive Positioning
Summary 10 Millenium BCP: Competitive Position 2008
Sibs, Sociedade Interbancária De Serviços SA
Strategic Direction
Key Facts
Summary 11 SIBS - Sociedade Interbancária de Serviços SA: Key Facts
Summary 12 SIBS - Sociedade Interbancária de Serviços SA: Operational Indicators
Company Background
Competitive Positioning
Unicre, Instituição Financeira De Credito SA
Strategic Direction
Key Facts
Summary 13 UNICRE, Instituição Financeira de Credito SA: Key Facts
Summary 14 UNICRE, Instituição Financeira de Credito SA: Operational Indicators
Company Background
Competitive Positioning
Summary 15 UNICRE, Instituição Financeira de Credito SA: Competitive Position 2008
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 24 ATM Cards Sector Performance: 2004-2009
Table 25 ATM Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 26 ATM Cards Sector Performance: % Growth 2004-2009
Table 27 ATM Cards in Circulation Sector Performance: % Growth 2004-2009
Table 28 ATM Cards Forecast Sector Performance: 2009-2014
Table 29 ATM Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 30 ATM Cards Forecast Sector Performance: % Growth 2009-2014
Table 31 ATM Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 32 Debit Cards Sector Performance: 2004-2009
Table 33 Debit Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 34 Debit Cards Sector Performance: % Growth 2004-2009
Table 35 Debit Cards in Circulation Sector Performance: % Growth 2004-2009
Table 36 Debit Cards: Number of Cards by Issuer 2004-2008
Table 37 Debit Cards: Number of Cards by Operator 2004-2008
Table 38 Debit Cards Payment Transaction Value by Issuer 2004-2008
Table 39 Debit Cards Payment Transaction Value by Operator 2004-2008
Table 40 Debit Cards Forecast Sector Performance: 2009-2014
Table 41 Debit Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 42 Debit Cards Forecast Sector Performance: % Growth 2009-2014
Table 43 Debit Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 44 Credit Cards Sector Performance: 2004-2009
Table 45 Credit Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 46 Credit Cards Sector Performance: % Growth 2004-2009
Table 47 Credit Cards in Circulation Sector Performance: % Growth 2004-2009
Table 48 Personal Credit Cards Sector Performance: 2004-2009
Table 49 Personal Credit Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 50 Personal Credit Cards Sector Performance: % Growth 2004-2009
Table 51 Personal Credit Cards in Circulation Sector Performance: % Growth 2004-2009
Table 52 Commercial Credit Cards Sector Performance: 2004-2009
Table 53 Commercial Credit Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 54 Commercial Credit Cards Sector Performance: % Growth 2004-2009
Table 55 Commercial Credit Cards in Circulation Sector Performance: % Growth 2004-2009
Table 56 Credit Cards: Number of Cards by Issuer 2004-2008
Table 57 Credit Cards: Number of Cards by Operator 2004-2008
Table 58 Credit Cards Payment Transaction Value by Issuer 2004-2008
Table 59 Credit Cards Payment Transaction Value by Operator 2004-2008
Table 60 Personal Credit Cards: Number of Cards by Issuer 2004-2008
Table 61 Personal Credit Cards: Number of Cards by Operator 2004-2008
Table 62 Personal Credit Cards Payment Transaction Value by Issuer 2004-2008
Table 63 Personal Credit Cards Payment Transaction Value by Operator 2004-2008
Table 64 Commercial Credit: Number of Cards by Issuer 2004-2008
Table 65 Commercial Credit Cards: Number of Cards by Operator 2004-2008
Table 66 Commercial Credit Cards Payment Transaction Value by Issuer 2004-2008
Table 67 Commercial Credit Cards Payment Transaction Value by Operator 2004-2008
Table 68 Credit Cards Forecast Sector Performance: 2009-2014
Table 69 Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 70 Credit Cards Forecast Sector Performance: % Growth 2009-2014
Table 71 Credit Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Table 72 Personal Credit Cards Forecast Sector Performance: 2009-2014
Table 73 Personal Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 74 Personal Credit Cards Forecast Sector Performance: % Growth 2009-2014
Table 75 Personal Credit Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Table 76 Commercial Credit Cards Forecast Sector Performance: 2009-2014
Table 77 Commercial Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 78 Commercial Credit Cards Forecast Sector Performance: % Growth 2009-2014
Table 79 Commercial Credit Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 80 Charge Cards Sector Performance: 2004-2009
Table 81 Charge Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 82 Charge Cards Sector Performance: % Growth 2004-2009
Table 83 Charge Cards in Circulation Sector Performance: % Growth 2004-2009
Table 84 Personal Charge Cards Sector Performance: 2004-2009
Table 85 Personal Charge Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 86 Personal Charge Cards Sector Performance: % Growth 2004-2009
Table 87 Personal Charge Cards in Circulation Sector Performance: % Growth 2004-2009
Table 88 Commercial Charge Cards Sector Performance: 2004-2009
Table 89 Commercial Charge Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 90 Commercial Charge Cards Sector Performance: % Growth 2004-2009
Table 91 Commercial Charge Cards in Circulation Sector Performance: % Growth 2004-2009
Table 92 Charge Cards: Number of Cards by Issuer 2004-2008
Table 93 Charge Cards: Number of Cards by Operator 2004-2008
Table 94 Charge Cards Payment Transaction Value by Issuer 2004-2008
Table 95 Charge Cards Payment Transaction Value by Operator 2004-2008
Table 96 Personal Charge Cards: Number of Cards by Issuer 2004-2008
Table 97 Personal Charge Cards: Number of Cards by Operator 2004-2008
Table 98 Personal Charge Cards Transaction Value by Issuer 2004-2008
Table 99 Personal Charge Cards Transaction Value by Operator 2004-2008
Table 100 Commercial Charge Cards: Number of Cards by Issuer 2004-2008
Table 101 Commercial Charge Cards: Number of Cards by Operator 2004-2008
Table 102 Commercial Charge Cards Payment Transaction Value by Issuer 2004-2008
Table 103 Commercial Charge Cards Payment Transaction Value by Operator 2004-2008
Table 104 Charge Cards Forecast Sector Performance: 2009-2014
Table 105 Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 106 Charge Cards Forecast Sector Performance: % Growth 2009-2014
Table 107 Charge Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Table 108 Personal Charge Cards Forecast Sector Performance: 2009-2014
Table 109 Personal Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 110 Personal Charge Cards Forecast Sector Performance: % Growth 2009-2014
Table 111 Personal Charge Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Table 112 Commercial Charge Cards Forecast Sector Performance: 2009-2014
Table 113 Commercial Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 114 Commercial Charge Cards Forecast Sector Performance: % Growth 2009-2014
Table 115 Commercial Charge Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 116 Pre-paid Cards Sector Performance: 2004-2009
Table 117 Open Loop Pre-paid Cards Sector Performance: 2004-2009
Table 118 Closed Loop Pre-paid Cards Sector Performance: 2004-2009
Table 119 Pre-paid Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 120 Pre-paid Cards Sector Performance: % Growth 2004-2009
Table 121 Open Loop Pre-paid Cards Sector Performance: % Growth 2004-2009
Table 122 Closed Loop Pre-paid Cards Sector Performance: % Growth 2004-2009
Table 123 Pre-paid Cards in Circulation Sector Performance: % Growth 2004-2009
Table 124 Pre-paid Cards: Number of Cards by Issuer 2004-2008
Table 125 Pre-paid Cards: Number of Cards by Operator 2004-2008
Table 126 Pre-paid Cards Transaction Value by Issuer 2004-2008
Table 127 Pre-paid Cards Transaction Value by Operator 2004-2008
Table 128 Open Loop Pre-paid Cards: Number of Cards by Issuer 2004-2008
Table 129 Open Loop Pre-paid Cards: Number of Cards by Operator 2004-2008
Table 130 Open Loop Pre-paid Cards Transaction Value by Issuer 2004-2008
Table 131 Open Loop Pre-paid Cards Transaction Value by Operator 2004-2008
Table 133 Closed Loop Pre-paid Cards: Number of Cards by Operator 2004-2008
Table 134 Closed Loop Pre-paid Cards Transaction Value by Issuer 2004-2008
Table 135 Closed Loop Pre-paid Cards Transaction Value by Operator 2004-2008
Table 136 Pre-paid Cards Forecast Sector Performance: 2009-2014
Table 137 Open Loop Pre-paid Cards Forecast Sector Performance: 2009-2014
Table 138 Closed Loop Pre-paid Cards Forecast Sector Performance: 2009-2014
Table 139 Pre-paid Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 140 Pre-paid Cards Forecast Sector Performance: % Growth 2009-2014
Table 141 Open Loop Pre-paid Cards Forecast Sector Performance: % Growth 2009-2014
Table 142 Closed Loop Pre-paid Cards Forecast Sector Performance: % Growth 2009-2014
Table 143 Pre-paid Cards in Circulation Forecast Sector Performance: % Growth 2009-2014
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 144 Store Cards Sector Performance: 2004-2009
Table 145 Store Cards Sector Performance: Number of Cards in Circulation 2004-2009
Table 146 Store Cards Sector Performance: % Growth 2004-2009
Table 147 Store Cards in Circulation Sector Performance: % Growth 2004-2009
Table 148 Store Cards: Number of Cards by Issuer 2004-2008
Table 149 Store Cards: Payment Transaction Value by Issuer 2004-2008
Table 150 Store Cards Forecast Sector Performance: 2009-2014
Table 151 Store Cards Forecast Sector Performance: Number of Cards in Circulation 2009-2014
Table 152 Store Cards Forecast Sector Performance: % Growth 2009-2014
Table 153 Store Cards in Circulation Forecast Sector Performance: % Growth 2009-2014