1. Analyst View
2. Research Overview
3. Worldwide Banking Scenario
3.1 Introduction
3.2 Worldwide Forecast (2006-2010)
4. Retail Banking Sector Worldwide
5. Retail Banking Sector in India
5.1 Introduction
5.2 Regulatory Framework and Recent Reforms
5.3 Retail Banking Scenario in India, 2005
5.3.1 Retail Deposits
5.3.2 Retail Loans
6. Retail Banking Products and Services
6.1 Deposits
6.2 Retail Loans
6.3 Credit Cards
6.4 Debit Cards
6.5 ATM Outlets
6.6 Life Insurance
6.7 Mutual Funds
7. Driving Forces for Retail Banking Service in India
8. Opportunities & Challenges for Retail Banking Sector in India
8.1 Opportunities
8.2 Challenges
9. Retail Banking Strategy of India for Foreign Players
10. Future Outlook for Retail Banking Sector in India
11. Major Players in Retail Banking Industry
11.1 Top Performing Public Sector Banks
11.1.1 Andhra Bank
11.1.2 State Bank of Mysore
11.1.3 Allahabad Bank
11.1.4 Vijaya Bank
11.1.5 Punjab National Bank
11.1.6 Dena Bank
11.2 Top Performing Private Sector Banks
11.2.1 HDFC Bank
11.2.2 UTI Bank
11.2.3 ICICI Bank
11.2.4 Kotak Mahindra Bank
11.2.5 Centurion Bank of Punjab
11.3 Top Performing Foreign Banks
11.3.1 Citibank
11.3.2 Standard Chartered Plc.
11.3.3 HSBC Bank
11.3.4 ABN AMRO Bank
11.3.5 American Express

List of Figures:

Figure 3-1: Worldwide - Banking Industry Group Segmentation by Region (%), 2005
Figure 3-2: Worldwide - Forecast for Banking Industry (in Billion US$), 2006-2010
Figure 4-1: BRIC Countries - Growth in Retail Loans (in Billion US$), 2001-2005
Figure 5-1: India - Banking Sector Asset Growth (in Million US$), 2001-2005
Figure 5-2: India - Banking Sector Profit Growth (in Billion US$), 2000-2005
Figure 5-3: India - Share of Household Sector in Bank Deposits (%), 2000-2004
Figure 5-4: India - Percentage of Household Debt on GDP in comparison to Asian Economies (%), 2005
Figure 5-5: India - Growth in Retail Loans & Advances by Commercial Banks (%), 2004 & 2005
Figure 5-6: India - Growth in Retail Loan Categories (%), March 2005
Figure 6-1: India - Banking Sector Deposits (in Rs Crore), March 2004 to March 2006
Figure 6-2: India - Home Loan Portfolio of Six Largest Banks (in Billion US$), 2005 & 2006
Figure 6-3: India - Public Sector Banks Funding of SME (in Billion US$), 2004 & 2009
Figure 6-4: India - Average Industry Spending on Credit Cards (in Thousand Rs), 2003 & 2005
Figure 6-5: India - Credit Card Market Value (in Billion US$), 2005-2010E
Figure 7-1: India - Disposable Income (in Million US$), 2005-2010
Figure 7-2: India - Personal Disposable Income (in US$/Head), 2005-2010
Figure 8-1: India - Increase in Working Population (in Million), 2005 & 2010
Figure 10-1: BRIC Countries - Forecast for Retail Loans Value (in Billion US$), 2006-2009
Figure 10-2: India - Forecast for Banking Sector Asset Size Growth (in Billion US$), 2006-2010
Figure 10-3: India - Forecast of Credit Card Loan Market (in Billion US$), 2006-2009
Figure 11-1: Andhra Bank - Stock Performance Chart
Figure 11-2: Allahabad Bank - Stock Performance Chart
Figure 11-3: Vijaya Bank - Stock Performance Chart
Figure 11-4: Punjab National Bank - Stock Performance Chart
Figure 11-5: HDFC Bank - Stock Performance Chart
Figure 11-6: UTI Bank - Stock Performance Chart
Figure 11-7: ICICI Bank - Stock Performance Chart
Figure 11-8: Kotak Mahindra Bank - Stock Performance Chart
Figure 11-9: Citi Bank - Stock Performance Chart
Figure 11-10: Standard Chartered Plc. - Stock Performance Chart
Figure 11-11: HSBC Bank - Stock Performance Chart
Figure 11-12: ABN AMRO - Stock Performance Chart
Figure 11-13: American Express Bank - Stock Performance Chart

List of Tables:

Table 3-1: Worldwide - Market Value of Banking Industry Group (in Billion US$), 2001-2005
Table 5-1: Financial Services - Before & After Liberalization
Table 5-2: India - Retail Lending as % of Total Lending (2004 & 2005)
Table 5-3: India - Retail Portfolio of Scheduled Commercial Banks (in Rs Crore), 2004 & 2005
Table 6-1: India - Top 3 Players in Terms of Deposit (in Rs Crore), 2004-2006
Table 6-2: India - Banking Retail Loans (in Rs Crore), 2004 & 2005
Table 6-3: India - Credit Card Base of Banks (in Million), 2006
Table 6-4: India - Debit Card Base of Banks (in Million), 2005
Table 6-5: India - ATM Base of Banks, 2005
Table 6-6: India - Life Insurance Business of Banks (in Rs Crore), 2004 & 2005
Table 6-7: India - Public Sector Banks & Insurance Companies
Table 6-8: India - Banking Mutual Fund Business (in Rs Crore), 2004 & 2005
Table 11-1: Andhra Bank - Key Financial Information (in Rs Crore), March 2006
Table 11-2: State Bank of Mysore - Key Financial Information (in Rs Crore), March 2006
Table 11-3: Allahabad Bank - Key Financial Information (in Rs Crore), March 2006
Table 11-4: Vijaya Bank - Key Financial Information (in Rs Crore), March 2006
Table 11-5: Punjab National Bank - Key Financial Information (in Rs Crore), March 2006
Table 11-6: Dena Bank - Key Financial Information (in Rs Crore), March 2006
Table 11-7: HDFC Bank - Key Financial Information (in Rs Crore), March 2006
Table 11-8: UTI Bank - Key Financial Information (in Rs Crore), March 2006
Table 11-9: ICICI Bank - Key Financial Information (in Rs Crore), March 2006
Table 11-10: Kotak Mahindra Bank - Key Financial Information (in Rs Crore), March 2006
Table 11-11: Centurion Bank - Key Financial Information (in Rs Crore), March 2006
Table 11-12: Citi Bank - Key Financial Information (in Rs Crore), March 2006
Table 11-13: Standard Chartered Plc. - Key Financial Information (in Rs Crore), March 2006
Table 11-14: HSBC - Key Financial Information (in Rs Crore), March 2006
Table 11-15: ABN AMRO Bank - Key Financial Information (in Rs Crore), March 2006
Table 11-16: American Express Bank - Key Financial Information (in Rs Crore), March 2006