Table of Contents
1 Introduction
1.1 What is this Report About?
1.2 Definitions
1.3 Methodology
2 German Insurance Industry Attractiveness
2.1 Insurance Industry
2.2 Key Industry Trends and Drivers
2.2.1 Business drivers
2.2.2 Consumer drivers
2.3 Recent Market Developments
3 Personal Accident and Health Insurance Market Outlook
3.1 Personal Accident and Health Insurance Growth Prospects by Category
3.1.1 Personal accident insurance category
3.1.2 Travel insurance category
3.1.3 Health insurance category
4 Analysis by Distribution Channels
4.1 Direct Marketing Channel
4.2 Bancassurance Channel
4.3 Agencies Channel
4.4 Other Distribution Channels
5 Appendix
5.1 Methodology
5.2 Contact Us
5.3 About Timetric
5.4 Disclaimer
List of Tables
Table 1 Insurance Industry Definitions
Table 2 German Insurance Overall Written Premium by Segment (EUR Billion), 2007-2011
Table 3 German Insurance Overall Written Premium by Segment (US$ Billion), 2007-2011
Table 4 German Insurance Overall Written Premium by Segment (EUR Billion), 2011-2016
Table 5 German Insurance Overall Written Premium by Segment (US$ Billion), 2011-2016
Table 6 German Insurance Segmentation (%), 2007-2016
Table 7 Personal Accident and Health Insurance - Written Premium by Category (EUR Billion), 2007-2011
Table 8 Personal Accident and Health Insurance - Written Premium by Category (US$ Billion), 2007-2011
Table 9 Personal Accident and Health Insurance - Written Premium by Category (EUR Billion), 2011-2016
Table 10 Personal Accident and Health Insurance - Written Premium by Category (US$ Billion), 2011-2016
Table 11 Personal Accident and Health Insurance - Paid Claims by Category (EUR Billion), 2007-2011
Table 12 Personal Accident and Health Insurance - Paid Claims by Category (US$ Billion), 2007-2011
Table 13 Personal Accident and Health Insurance - Paid Claims by Category (EUR Billion), 2011-2016
Table 14 Personal Accident and Health Insurance - Paid Claims by Category (US$ Billion), 2011-2016
Table 15 Personal Accident and Health Insurance - Incurred Loss (EUR Billion), 2007-2011
Table 16 Personal Accident and Health Insurance - Incurred Loss (EUR Billion), 2011-2016
Table 17 Personal Accident and Health Insurance - Loss Ratio (%), 2007-2011
Table 18 Personal Accident and Health Insurance - Loss Ratio (%), 2011-2016
Table 19 Personal Accident and Health Insurance - Frauds and Crimes (EUR Billion), 2007-2011
Table 20 Personal Accident and Health Insurance - Frauds and Crimes (EUR Billion), 2011-2016
Table 21 Personal Accident and Health Insurance - Total Assets (EUR Billion), 2007-2011
Table 22 Personal Accident and Health Insurance - Total Assets (EUR Billion), 2011-2016
Table 23 Personal Accident and Health Insurance - Total Investment Income (EUR Billion), 2007-2011
Table 24 Personal Accident and Health Insurance - Total Investment Income (EUR Billion), 2011-2016
Table 25 Personal Accident and Health Insurance - Retentions (EUR Billion), 2007-2011
Table 26 Personal Accident and Health Insurance - Retentions (EUR Billion), 2011-2016
Table 27 Personal Accident Insurance - Policies Sold (Thousand), 2007-2011
Table 28 Personal Accident Insurance - Policies Sold (Thousand), 2011-2016
Table 29 Personal Accident Insurance - Written Premium (EUR Billion), 2007-2011
Table 30 Personal Accident Insurance - Written Premium (EUR Billion), 2011-2016
Table 31 Travel Insurance - Policies Sold (Thousand), 2007-2011
Table 32 Travel Insurance - Policies Sold (Thousand), 2011-2016
Table 33 Travel Insurance - Written Premium (EUR Billion), 2007-2011
Table 34 Travel Insurance - Written Premium (EUR Billion), 2011-2016
Table 35 Health Insurance - Policies Sold (Thousand), 2007-2011
Table 36 Health Insurance - Policies Sold (Thousand), 2011-2016
Table 37 Health Insurance - Written Premium (EUR Billion), 2007-2011
Table 38 Health Insurance - Written Premium (EUR Billion), 2011-2016
Table 39 Personal Accident and Health Insurance - Direct Marketing Commission Paid (EUR Billion), 2007-2011
Table 40 Personal Accident and Health Insurance - Direct Marketing Commission Paid (EUR Billion), 2011-2016
Table 41 Personal Accident and Health Insurance - Written Premium Through Direct Marketing (EUR Billion), 2007-2011
Table 42 Personal Accident and Health Insurance - Written Premium Through Direct Marketing (EUR Billion), 2011-2016
Table 43 Personal Accident and Health Insurance - Policies Through Direct Marketing (Thousand), 2007-2011
Table 44 Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2011-2016
Table 45 Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2007-2011
Table 46 Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2011-2016
Table 47 Personal Accident and Health Insurance - Bancassurance Commission Paid (EUR Billion), 2007-2011
Table 48 Personal Accident and Health Insurance - Bancassurance Commission Paid (EUR Billion), 2011-2016
Table 49 Personal Accident and Health Insurance - Written Premium Through Bancassurance (EUR Billion), 2007-2011
Table 50 Personal Accident and Health Insurance - Written Premium Through Bancassurance (EUR Billion), 2011-2016
Table 51 Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2007-2011
Table 52 Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2011-2016
Table 53 Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2007-2011
Table 54 Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2011-2016
Table 55 Personal Accident and Health Insurance - Commission Paid to Agencies (EUR Billion), 2007-2011
Table 56 Personal Accident and Health Insurance - Commission Paid to Agencies (EUR Billion), 2011-2016
Table 57 Personal Accident and Health Insurance - Written Premium Through Agencies (EUR Billion), 2007-2011
Table 58 Personal Accident and Health Insurance - Written Premium Through Agencies (EUR Billion), 2011-2016
Table 59 Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2007-2011
Table 60 Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2011-2016
Table 61 Personal Accident and Health Insurance - Number of Agencies, 2007-2011
Table 62 Personal Accident and Health Insurance - Number of Agencies, 2011-2016
Table 63 Personal Accident and Health Insurance - Commission Paid to Other Channels (EUR Billion), 2007-2011
Table 64 Personal Accident and Health Insurance - Commission Paid to Other Channels (EUR Billion), 2011-2016
Table 65 Personal Accident and Health Insurance - Written Premium Through Other Channels (EUR Billion), 2007-2011
Table 66 Personal Accident and Health Insurance - Written Premium Through Other Channels (EUR Billion), 2011-2016
Table 67 Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2007-2011
Table 68 Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2011-2016
Table 69 Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2007-2011
Table 70 Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2011-2016
List of Figures
Figure 1 German Insurance Overall Written Premium by Segment (EUR Billion), 2007-2016
Figure 2 German Insurance Market Dynamics by Segment, 2007-2016
Figure 3 Personal Accident and Health Insurance - Written Premium by Category (EUR Billion), 2007-2016
Figure 4 Personal Accident and Health Insurance - Written Premium by Category (% Share), 2011 and 2016
Figure 5 Personal Accident and Health Insurance - Market Dynamics by Category, 2007-2016
Figure 6 Personal Accident and Health Insurance - Paid Claims by Category (EUR Billion), 2007-2016
Figure 7 Personal Accident and Health Insurance - Incurred Loss (EUR Billion), 2007-2011
Figure 8 Personal Accident and Health Insurance - Incurred Loss (EUR Billion), 2011-2016
Figure 9 Personal Accident and Health Insurance - Loss Ratio (%), 2007-2011
Figure 10 Personal Accident and Health Insurance - Loss Ratio (%), 2011-2016
Figure 11 Personal Accident and Health Insurance - Frauds and Crimes (EUR Billion), 2007-2011
Figure 12 Personal Accident and Health Insurance - Frauds and Crimes (EUR Billion), 2011-2016
Figure 13 Personal Accident and Health Insurance - Total Assets (EUR Billion), 2007-2011
Figure 14 Personal Accident and Health Insurance - Total Assets (EUR Billion), 2011-2016
Figure 15 Personal Accident and Health Insurance - Total Investment Income (EUR Billion), 2007-2011
Figure 16 Personal Accident and Health Insurance - Total Investment Income (EUR Billion), 2011-2016
Figure 17 Personal Accident and Health Insurance - Retentions (EUR Billion), 2007-2011
Figure 18 Personal Accident and Health Insurance - Retentions (EUR Billion), 2011-2016
Figure 19 Personal Accident and Health Insurance - Investment by Type (EUR Billion), 2007-2011
Figure 20 Personal Accident and Health Insurance - Investment by Type (% Share), 2007 and 2011
Figure 21 Personal Accident and Health Insurance - Density and Penetration (%), 2007-2011
Figure 22 Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2007-2011
Figure 23 Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2011-2016
Figure 24 Personal Accident and Health Insurance - Premium Per Capita (EUR), 2007-2011
Figure 25 Personal Accident Insurance - Policies Sold (Thousand), 2007-2011
Figure 26 Personal Accident Insurance - Policies Sold (Thousand), 2011-2016
Figure 27 Personal Accident Insurance - Written Premium (EUR Billion), 2007-2011
Figure 28 Personal Accident Insurance - Written Premium (EUR Billion), 2011-2016
Figure 29 Travel Insurance - Policies Sold (Thousand), 2007-2011
Figure 30 Travel Insurance - Policies Sold (Thousand), 2011-2016
Figure 31 Travel Insurance - Written Premium (EUR Billion), 2007-2011
Figure 32 Travel Insurance - Written Premium (EUR Billion), 2011-2016
Figure 33 Health Insurance - Policies Sold (Thousand), 2007-2011
Figure 34 Health Insurance - Policies Sold (Thousand), 2011-2016
Figure 35 Health Insurance - Written Premium (EUR Billion), 2007-2011
Figure 36 Health Insurance - Written Premium (EUR Billion), 2011-2016
Figure 37 Personal Accident and Health Insurance - Written Premium by Distribution Channel (% Share), 2011 and 2016
Figure 38 Personal Accident and Health Insurance - Direct Marketing Commission Paid (EUR Billion), 2007-2011
Figure 39 Personal Accident and Health Insurance - Direct Marketing Commission Paid (EUR Billion), 2011-2016
Figure 40 Personal Accident and Health Insurance - Written Premium Through Direct Marketing (EUR Billion), 2007-2011
Figure 41 Personal Accident and Health Insurance - Written Premium Through Direct Marketing (EUR Billion), 2011-2016
Figure 42 Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2007-2011
Figure 43 Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2011-2016
Figure 44 Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2007-2011
Figure 45 Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2011-2016
Figure 46 Personal Accident and Health Insurance - Bancassurance Commission Paid (EUR Billion), 2007-2011
Figure 47 Personal Accident and Health Insurance - Bancassurance Commission Paid (EUR Billion), 2011-2016
Figure 48 Personal Accident and Health Insurance - Written Premium Through Bancassurance (EUR Billion), 2007-2011
Figure 49 Personal Accident and Health Insurance - Written Premium Through Bancassurance (EUR Billion), 2011-2016
Figure 50 Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2007-2011
Figure 51 Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2011-2016
Figure 52 Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2007-2011
Figure 53 Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2011-2016
Figure 54 Personal Accident and Health Insurance - Commission Paid to Agencies (EUR Billion), 2007-2011
Figure 55 Personal Accident and Health Insurance - Commission Paid to Agencies (EUR Billion), 2011-2016
Figure 56 Personal Accident and Health Insurance - Written Premium Through Agencies (EUR Billion), 2007-2011
Figure 57 Personal Accident and Health Insurance - Written Premium Through Agencies (EUR Billion), 2011-2016
Figure 58 Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2007-2011
Figure 59 Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2011-2016
Figure 60 Personal Accident and Health Insurance - Number of Agencies, 2007-2011
Figure 61 Personal Accident and Health Insurance - Number of Agencies, 2011-2016
Figure 62 Personal Accident and Health Insurance - Commission Paid to Other Channels (EUR Billion), 2007-2011
Figure 63 Personal Accident and Health Insurance - Commission Paid to Other Channels (EUR Billion), 2011-2016
Figure 64 Personal Accident and Health Insurance - Written Premium Through Other Channels (EUR Billion), 2007-2011
Figure 65 Personal Accident and Health Insurance - Written Premium Through Other Channels (EUR Billion), 2011-2016
Figure 66 Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2007-2011
Figure 67 Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2011-2016
Figure 68 Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2007-2011
Figure 69 Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2011-2016