1. Analyst View

2. Research Methodology

3. Macroeconomic Analysis

4. Industry Trends and Drivers

4.1 Claims Management: Fighting Fraudulent Cases
4.2 Preventive Care Coverage: Cutting Healthcare Costs at Source
4.3 Influx of Foreign Insurance Companies: Diversifying the Industry
4.4 Electronic Insurance Policy: Promoting Efficient Management of Policies
4.5 Insurance Portability
4.6 Coverage for HIV/AIDS

5. Insurance Industry Overview

6. Health Insurance Market Analysis

6.1 Market Structure
6.2 Health Insurance Coverage
6.3 Leading Health Insurers
6.4 Claims Paid
6.5 TPAs Infrastructure

7. Key Features of Health Insurance Schemes

7.1 Private Insurers - Health Schemes
7.2 Public Insurers - Health Schemes
7.3 Central Government Health Scheme (CGHS)
7.4 Employees State Insurance Scheme (ESIS)
7.5 Rashtriya Swasthya Bima Yojana (RSBY)
7.6 Yeshasvini Scheme

8. Rural Health Insurance Potential

9. Regulatory Framework

10. Key Players

10.1 Public Sector
10.1.1 The New India Assurance Company Limited
10.1.2 United India Insurance Company
10.1.3 National Insurance Company Limited
10.1.4 Oriental Insurance Company Ltd

10.2 Private Sector
10.2.1 ICICI Lombard
10.2.2 Bajaj Allianz
10.2.3 HDFC ERGO
10.2.4 Royal Sundaram

10.3 Standalone Health Insurers
10.3.1 Star Health & Allied Insurance
10.3.2 Apollo Munich Health Insurance
10.3.3 Max Bupa

List of Figures

Figure 3-1: Life Expectancy (Years), 2010-2014
Figure 3-2: Population Breakup by Gender (%), 2011
Figure 3-3: Population Breakup by Age Group (%), 2009-2011
Figure 5-1: Total Premium Underwritten by Life & Non-life Insurers (Billion INR), 2010-11
Figure 6-1: Health Insurance Premium (Billion INR), 2009-10 to 2013-14
Figure 6-2: Share of Health Insurance in Gross General Insurance Premium (2009-10 & 2010-11)
Figure 6-3: Health Insurance Gross Premium by Insurer Category (Billion INR), 2009-10 & 2010-11
Figure 6-4: Leading Health Insurers by Premium (%), 2010-11
Figure 6-5: Health Insurance Claims Paid (Billion INR), 2007-08 to 2010-11
Figure 8-1: Health Insurance Policy Sales to Rural Households (Million), 2010-2014
Figure 8-2: Uninsured Rural Households Potential (Million), 2012-2014
Figure 10-1: New India - Share of Health Insurance in Net Premium Income (2010-11)
Figure 10-2: United India - Share of Health Insurance in Net Premium Income (2010-11)
Figure 10-3: National Insurance - Share of Health Insurance in Net Premium Income (2010-11)
Figure 10-4: Oriental Insurance - Share of Health Insurance in Net Premium Income (2010-11)
Figure 10-5: ICICI Lombard - Share of Health Insurance in Net Premium Income (2010-11)
Figure 10-6: Bajaj Allianz - Share of Health Insurance in Net Premium Income (2010-11)
Figure 10-7: HDFC ERGO - Share of Health Insurance in Net Premium Income (2010-11)
Figure 10-8: Royal Sundaram - Share of Health Insurance in Net Premium Income (2010-11)
Figure 10-9: Apollo Munich - Share of Health Insurance in Net Premium Income (2010-11)

List of Tables

Table 3-1: Economic Overview (2009-2013)
Table 6-1: State-wise Health Insurance Coverage (%), 2010
Table 6-2: Health Insurance Gross Premium by Insurer (Million INR), 2010-11
Table 6-3: Health Insurance Claims Paid by Disease (Billion INR), 2010-11
Table 6-4: Claim Paid by Length of Stay at Hospital (Billion INR), 2010-11
Table 6-5: TPA Infrastructure (2010-11)
Table 7-1: Scheme-wise Health Insurance Coverage (Million), 2009-10
Table 7-2: Number of Persons ('000) & Schemes Covered by Private Players (2010-11)
Table 7-3: Key Product Portfolio of Private Health Insurers
Table 7-4: Number of Persons ('000) and Schemes Covered by Public Players (2010-11)
Table 7-5: Key Product Portfolio of Public Health Insurers
Table 7-6: ESIC Coverage by Category (Million), 2011
Table 7-7: Variation in Package Rates for Similar Procedures under Different Schemes (INR), 2009-10
Table 7-8: Scheme-wise Claims Ratio (%), 2009-10
Table 8-1: Population and Income Statistics of Rural India (Million), 2009-2014
Table 10-1: New India - Health Insurance Statistics (Billion INR), 2009-10 & 2010-11
Table 10-2: United India - Health Insurance Statistics (Billion INR), 2009-10 & 2010-11
Table 10-3: National Insurance - Health Insurance Statistics (Billion INR), 2009-10 & 2010-11
Table 10-4: Oriental Insurance - Health Insurance Statistics (Billion INR), 2009-10 & 2010-11
Table 10-5: ICICI Lombard - Health Insurance Statistics (Billion INR), 2009-10 & 2010-11
Table 10-6: Bajaj Allianz - Health Insurance Statistics (Billion INR), 2009-10 & 2010-11
Table 10-7: HDFC ERGO - Health Insurance Statistics (Billion INR), 2009-10 & 2010-11
Table 10-8: Royal Sundaram - Health Insurance Statistics (Billion INR), 2009-10 & 2010-11
Table 10-9: Star Health & Allied Insurance - Health Insurance Statistics (Billion INR), 2009-10 & 2010-11
Table 10-10: Apollo Munich - Health Insurance Statistics (Billion INR), 2009-10 & 2010-11
Table 10-11: Max Bupa - Health Insurance Statistics (Billion INR), 2009-10 & 2010-11